Portfolio Series

DFA/EFS Core Series 
Our flagship series, the Efficient Frontier Series (EFS) is a series of portfolios created with OBS Financial Services, Inc.'s expertise utilizing Dimensional Fund Advisors asset class mutual funds. The portfolios are highly diversified, capturing the dynamics of multiple asset classes, both domestically and globally, including equities, fixed income and exposure to the REIT market. The EFS Portfolios are highly diversified, depending on the weighting of the portfolio; the Mutual Funds provide exposure in a range of 11,000 to over 12,000 individual equity positions. Fixed income credit quality is P1/A1+AAA and AA/A, all high quality and duration is short with a weighted average maturity of less than five (5) years. Portfolios are extremely cost-efficient as well a tax-efficient. The portfolios funds are all Institutional Share classes with low internal expense ratios. Portfolios experience low turnover, reducing tax consequences as well as reducing trade friction. Portfolios are tilted toward small capitalization and value stocks to capture a premium return in the marketplace. The portfolios are constructed with Modern Portfolio Theory and comply with the Prudent Investor rules. Essentially, these portfolios capture global capitalism for the end client at a low cost while being fully diversified.


DFA/EFS Enhanced International Series
A variation of our flagship series, the DFA/EFS Enhanced International Series of portfolios is constructed similarly to the DFA/EFS Series. As the name implies this series differs in that it has greater exposure to international markets. Specifically, the allocation to international markets is increased from 30% to 40%.


DFA/EFS Income Portfolio
The overall investment objective of the DFA/EFS Income portfolio is to maximize total return by providing a steady stream of income to the investor. The portfolio has the ability to invest in a full range of investment grade bonds with extended maturities. The investor remains diversified by investing in various types of government and corporate issues of diverse quality, geographical region, and maturity. Paired with our DFA/EFS Core Series, the Income portfolio adds a greater income component for the investor.