A PARTNERSHIP
THAT MAKES
A DIFFERENCE
At OBS Financial, we partner with financial institutions, bank Trust officers, investment advisors, and retirement plan professionals to efficiently grow their businesses. We offer viable investment, sales, marketing, operations, and technology solutions that drive new revenue and sharpen your competitive edge.
Our investment approach is strategic and proven: we strive to capture – rather than beat – the financial markets. Our customer service model is flexible and accommodating; simply put, we do business the way you do, so working with us is easy.
It’s our mission to work together – with our clients and with each other – to provide investment solutions that increase our business partners’ financial success. Toward that end, it’s our shared belief that we can make a difference in people’s lives.
You make a living investing other people’s money.
We make a living helping you sleep at night.
OUR SOLUTIONS
At OBS Financial, we’re dedicated to helping bank Trust officers, investment advisors, and retirement plan professionals efficiently grow their businesses.
Our experienced staff delivers solutions that consider each Financial Institution’s unique challenges – and that assist in expanding your client base and assets under management.
OBS Financial provides sub advisory capabilities for bank Trust departments utilizing portfolios in our Efficient Frontier Series. Our Trust solutions integrate with retail delivery by offering low trading costs, institutional share class pricing, multiple rebalancing options, and client reporting.
Utilizing our Epicenter Technology Platform, we provide data interfaces with most major custodian and trust accounting systems.
Learn more about our Epicenter Technology Platform.
OBS Financial provides retail wealth managers with portfolios and sales tools needed to take their fee-based businesses to new levels. Our retail solutions offer automated proposal preparation, private-labeled and compliance-approved marketing materials, competitive tools for portfolio analysis, investment performance reporting, client fee billing, and the ability to integrate solutions with Trust delivery.
Our Retirement Services Team is a group of experienced professionals dedicated to managing small and mid-sized company retirement plans. We deliver investment, recordkeeping, and administrative solutions that adhere to the highest fiduciary standards. We provide the services and resources necessary for firms to pursue and service participant-directed retirement plans, including 401(k), 403(b), and other qualified plans.
As a 3(38) fiduciary defined by the Employee Retirement Income Security Act (ERISA), OBS Financial serves as a valuable asset to plan sponsors. We utilize our extensive understanding of the financial principles and regulations surrounding retirement plans to provide advanced, cost-effective, and service-oriented retirement solutions, including: plan design and consulting, investment management, recordkeeping and plan administration, fiduciary protection, compliance reporting, and participant education.
By leveraging our model portfolios, OBS Financial provides attractive alternatives for managing and administering time-consuming and costly small accounts. We’ll customize a cost-effective solution to fit your Institution’s specific needs, complete with technology for reporting, sales support, and interfacing with your existing trust accounting system.
With ongoing changes in healthcare, an investment health savings account (HSA) is an increasingly important part of a comprehensive retirement package.
In fact, more and more people are turning to HSAs to pay retirement healthcare expenses not covered by Medicare. Why? Because studies indicate that the average couple retiring at 65 years old today will need more than $260,000 to cover these expenses.1 And better to pay these expenses tax free from an HSA than taxed from a retirement plan. An HSA provides triple tax savings: funds are deposited on a pre-tax or tax-deductible basis, earnings grow tax free and withdrawals for qualified medical expenses are tax free, making them especially attractive for investors.
Through our partnership with HealthSavings Administrators, we’ve created an investment HSA with access to a range of fully diversified, risk adjusted portfolios designed to suit individual investor needs. To learn more about OBS’s health savings offering, click here or contact us.
1 Fidelity: https://www.fidelity.com/about-fidelity/employer-services/health-care-costs-for-couples-in-retirement-rise
YEARS IN BUSINESS
ADVISORS SERVED
ASSETS UNDER MANAGEMENT
(IN BILLIONS)
As of June 30, 2017, OBS Financial managed $1.76 billion in discretionary and non-discretionary assets. However, in addition, OBS Financial provides model portfolio services, acts as a strategist, effects trade execution and provides other investment management services for other clients whose assets total $674 million.